Health Assurance primer
Traditional group medical insurance vs. proactive Health Assurance in the UAE
Understand how care routing, TPA follow-ups and claims analytics improve member experience and reduce avoidable costs.
Health Assurance for UAE employers
Employee health, routed before it becomes a claim.
Aries Health combines Group Medical Insurance, a doctor-led care team, proactive routing, claims support, lab coordination and consultation follow-ups for UAE companies.
Live routing
Teleconsult → lab booking → Nextcare claim support
The gap
Why a policy alone is not enough
UAE employers need more than an e-card. They need a care operating system that helps members choose the right next step and gives HR clean visibility into outcomes.
Care team model
One front door for claims, labs and consultations
Members message Aries first. Our care team routes each case through the safest, fastest and most cost-effective UAE pathway.
Mobile assurance layer
A doctor-led desk that knows your policy.
Aries care coordinators help employees understand symptoms, book the right consult, organise labs, prepare documents, follow up on pre-authorisation and escalate claims with the TPA.
Lab booking
Claims documents
Teleconsults
Second opinions
Assurance vs insurance
What changes when Aries sits above the policy?
Insurance pays for eligible treatment. Health Assurance helps members choose the right path before, during and after care.
UAE-ready operating system
Built around UAE regulators, payers and TPAs.
Aries Health supports DHA, DOH and MOHAP requirements, coordinates with Daman and Nextcare workflows, and gives employers a clean audit trail for every member journey.
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DHA-ready workflows
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DOH-aware reporting
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MOHAP aligned
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UAE IA licensed
Network and payer references
DamanNextcareAXA GulfOman InsuranceMetLife GulfNeuronMednetAster SharjahNMC SharjahMediclinic Dubai
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Aries Marine use case
Offshore teams need care support that moves as fast as operations.
For a Sharjah-based marine workforce, Aries coordinates policy questions, lab bookings, consultation follow-ups, dependent support and claims documentation so HR can focus on operations.
12covered lives
AED 85kCD balance visibility
18%healthy claims ratio
Works with the UAE health ecosystem
Daman
Nextcare
AXA Gulf
Oman Insurance
MetLife Gulf
Neuron
Mednet
Aster Sharjah
NMC Sharjah
Mediclinic Dubai
Employer outcomes
Turn care journeys into AED savings.
Aries gives HR and finance teams a monthly command center for utilisation, cashless approvals, reimbursements, network routing and renewal planning.
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AED 420k projected claims leakage avoided through proactive routing and policy-aware care navigation.
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23% fewer avoidable emergency visits by moving low-acuity cases to teleconsults, labs and GP visits first.
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4-hour target for cashless pre-auth follow-up with Nextcare and network hospitals.
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Monthly employer pack covering claims ratio, high-cost conditions, utilisation and renewal actions.
Guide for HR and finance
The UAE employer guide to Health Assurance
A practical playbook for combining group medical insurance, care navigation, claims support, labs and consultations into one employer benefit.
Resources
UAE employer guide
How proactive care routing reduces claims leakage in AED terms
Care team playbook
When to route members to teleconsults, labs, specialists or emergency care
HR operations
Daman, Nextcare and HR: building a monthly claims support cadence
Give every employee a care team.
Launch Health Assurance for your UAE workforce with claims, labs, consultations and proactive routing in one place.