Health Assurance for UAE employersDHA / DOH / MOHAP ready

Care before claims.

AmzoCare combines Group Medical Insurance, a doctor-led care team, proactive routing, claims support, lab coordination and consultation follow-ups for UAE companies.

See how it works

1 app

claims, labs & consults

1 desk

claims & pre-auth chasing

In-app

medical advisor chat

UAE employee reviewing healthcare support on a tabletFamily supported by AmzoCare benefitsHealthy family using employer health benefitsMembers covered by UAE group medical insurance

Live routing

Teleconsult → lab booking → Nextcare claim support

The gap

Why a policy alone is not enough

UAE employers need more than an e-card. They need a care operating system that helps members choose the right next step and gives HR clean visibility into outcomes.

Late intervention

Most group medical plans only activate when a claim is raised. Amzo routes members to the right nurse, GP, lab or specialist before small issues become expensive admissions.

Members get stuck

Employees need help understanding network access, pre-approvals, reimbursements and e-cards. Our care desk supports every step across Daman, Nextcare and partner providers.

AED

Benefits spend is hard to control

HR and finance teams need visibility into utilisation, CD balance, claims drivers and AED savings opportunities without chasing insurers, TPAs and spreadsheets.

Care team model

One front door for claims, labs and consultations

Members message Amzo first. Our care team routes each case through the safest, fastest and most cost-effective UAE pathway.

1

Proactive routing

Triage employees to teleconsults, labs, pharmacy, specialist visits or emergency care based on urgency and policy network.

2

Dedicated care team

A doctor-led operations pod guides members through claims, lab booking, consultation follow-ups and second opinions.

3

Policy-aware support

Every recommendation respects DHA, DOH and MOHAP requirements plus the employer's Daman / Nextcare network tier.

4

AED savings engine

We identify avoidable ER visits, duplicate tests, delayed pre-auths and high-cost routes that inflate annual premium renewals.

AmzoCare care plan app
Mobile assurance layer

A doctor-led desk that knows your policy.

AmzoCare coordinators help employees understand symptoms, book the right consult, organise labs, prepare documents, follow up on pre-authorisation and escalate claims with the TPA.

Lab booking
Claims documents
Teleconsults
Second opinions
Assurance vs insurance

What changes when Amzo sits above the policy?

Insurance pays for eligible treatment. Health Assurance helps members choose the right path before, during and after care.

Health Assurance
Insurance only
Financial cover for eligible treatment
In-app medical advisor with care-team handoff
×
Claims, lab and consultation routing
×
UAE regulator, payer and TPA workflows
×
Employer analytics and AED savings actions
×
UAE-ready operating system

Built around UAE regulators, payers and TPAs.

AmzoCare supports DHA, DOH and MOHAP requirements, coordinates with Daman and Nextcare workflows, and gives employers a clean audit trail for every member journey.

DHA-ready workflows

DOH-aware reporting

MOHAP aligned

Works with UAE-licensed insurers

Insurer and TPA workflows

We work within your existing insurer and TPA processes — for example Daman and Nextcare-administered policies.

DamanNextcare
AmzoCare member receiving care guidance
Aries Marine use case

Offshore teams need care support that moves as fast as operations.

For a Sharjah-based marine workforce, Amzo coordinates policy questions, lab bookings, consultation follow-ups, dependent support and claims documentation so HR can focus on operations.

HRsingle benefits dashboard
CDaccount visibility
Claimstracked end-to-end
Employer outcomes

Turn care journeys into AED savings.

Amzo gives HR and finance teams a monthly command center for utilisation, cashless approvals, reimbursements, network routing and renewal planning.

We flag avoidable ER visits, duplicate tests and delayed pre-auths that inflate renewal premiums — reviewed with HR every month.

Low-acuity cases are routed to teleconsults, labs and GP visits first — before they become avoidable emergency admissions.

Dedicated care-team follow-up on every cashless pre-auth with your TPA and network hospitals until there's an answer.

Monthly employer pack covering claims status, utilisation and renewal actions, with CSV exports for HR and finance.

AmzoCare team walking an employer through Health Assurance
For HR and finance

Talk through Health Assurance with our team

Bring your current policy, network and claims questions. We'll walk through how group medical insurance, care navigation, claims support, labs and consultations come together for your workforce.

Members supported by AmzoCare

Give every employee a care team.

Launch Health Assurance for your UAE workforce with claims, labs, consultations and proactive routing in one place.